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How to Change: The Science of Getting from Where You Are to Where You Want to Be by Katy Milkman

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Intergenerational money patterns and our own habits can feel inevitable. You might think, "This is who I am, and nothing will change." Well, that's simply not true. Everyone can change. Sure, a few individuals might be exceptions, but most of us have the ability to evolve. Trying to build new habits is tough. We all know we should save, so why don't we? Katy Milkman shares strategies for identifying and overcoming common barriers to change, like impulsivity, procrastination, and forgetfulness. This book is Engaging, humorous, and rooted in personal experience, research, and collaboration with world-renowned scientists. It lives up to its promise of how to "turn an uphill battle into a downhill one."

Why read this: We all need help changing our habits. "Whatever it takes" should be your attitude when it comes to transforming your relationship with money. A healthy relationship with money isn't about being rich; it's about peace and financial safety. This book helps.